DESCRIPTION

Synopsis from the back of the book:

Dave Ramsey knows what it's like to have - and lose it - all. After falling so far in debt that he was forced to declare personal bankcruptcy, Ramsey rebuilt his financial life. Now he offers his hard-won advice and much needed hope.

There are no gimmicks or quick fixes to Ramsey's method of financial salvation. Instead, he encourages you to take baby steps, set realistic goals, and seek the support of family and friends.

Inside you will find help on how to:

• Assess the urgency of your situation
• Understand where your money's going
• Create a realistic budget
• Dump your debt
• Clean up your credit rating